The best life insurance policy to own, is the one that is in-force when you die.

How can you measure that your policy will not end before your client?

At Illumine we believe in indexed and variable life insurance products. That's why we've developed a set of analytical tools and methods to create clear-eyed insights about permanent life insurance products. Secondary or whole life guarantees can ensure the policy lasts but do they cost too much? How do you know? How can you know? Illumine.

Illumine will change how you think about life insurance policies.

Illumine lets you and your client make smart choices about policy design to optimize around cost, performance, and risk.

What is Illumine and what does Illumine do?

Illumine is a new and powerful life insurance policy analysis system that will change the way you buy, service, and think about life insurance.

Illumine supercharges your life insurance policy design and insights. Illumine incorporates unbiased benchmarking with patent pending probabilistic analysis to create clarity into how a policy might perform in the real world.

How does Illumine work?

Step 1: Enter basic client information into Illumine.

Step 2: Calibrate to match your unique situation

Step 3: Analyze the policy using real historic, random, or customized return scenarios... Thousands of them...

Step 4: Illuminate your understanding of how the policy will perform and how you can optimize your client's experience.

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